In the next section An example of a sales bill, what it might look like on paper. FCA (Free Carrier) is a common incoterms in the world for all types of transport, including shipping, air and road transport. It concerns only a sales contract in which the seller fulfills his obligation to deliver when he hands over the goods that have been invoiced to the cargo designated by the buyer at the designated place or point. When delivery to the carrier is complete, the buyer is responsible for all other import processes, including loading cargo, freight, insurance, importing custom compensation and other documents such as the import licence if necessary. The buyer is also required to immediately notify the shipper of the name of the planned time, the ship and the delivery time. If the recipient fails to do one of them properly and cannot prove himself or herself by producing sufficient evidence, such as an e-mail or a business document, demonstrating that he has done everything correctly, the recipient could be held responsible under certain laws. Payment is not governed by Incoterms rules, as there are 4 different aspects to each sales contract, payment, insurance, sales contract plus transport. Everyone has to be there by the responsible party. (zp) The conclusion of a regulated credit contract as a lender (Article 60B, paragraph 1) You can request, through the High Court, that the sales invoice be removed from the register. They need legal support.
If you succeed, the lender is not allowed to take the car. See the next section Beat the registry sales bill. This brochure tells you what a sales bill is and how it works. It describes how a credit contract on property (usually a car) can be secured by a sales slip. It explains how the merchandise can be taken and sold if you do not respect the payments. It describes the action opportunities you have if you want to manage your debts and gives advice on how to try to keep your goods. The lender must wait at least five days before selling the goods. If the lender is a member of the CCTA, it will have to wait 14 days before selling. CCTA members will also strive to obtain the highest market price for goods.
If you still owe money to the lender after the sale, you can consider this debt as a non-priority debt and make a payment offer with your budget. In our self-help package, you`ll find tips on this. You can find the pro-rata offer letter example useful in our suite letter example. If the lender does not accept your offer, it can request a judgment from the regional court up to the amount you owe. (zq) The exercise or exercise of the lender`s right under a regulated credit contract (Article 60B, paragraph 2) For the purpose of operating an electronic credit system, the rights conferred by a credit contract include the rights conferred by an agreement under section 36 H, paragraph 4, of the settlement decision for regulated activities. You may be able to terminate the contract yourself if the lender has not yet issued a standard message. If you are currently up to date with the agreement and the lender is a member of the CCTA, you can return the goods and not owe any extra money as long as the merchandise is in good condition. It`s a good idea to take pictures to record the actual state of the merchandise when you return them. However, if you are unable to terminate the contract and you owe money to the lender, you can consider this as a non-priority debt if the goods have been set aside. You can check that the sales bill is in the required form. If this is not the case, the lender is not allowed to take the car. See the following section Control of a sales contract.
Most lenders offering sales contracts are members of the Consumer Credit Trade Association (CCTA). The CCTA has a code of conduct on its website that covers sales invoices.